Finance + Investment = Wealth
To invest or not to invest is the question.
How to invest, How much to invest is the dilemma.
How long to invest, where to invest is the maze.
Whom to believe, whom not to believe is the paradox.
Will I succeed, Will I not succeed is the nightmare.
What is Investment Planning & Management?
Investment planning is the process of identifying financial goals and converting them into Specific, Measurable, Achievable, Realistic, Time-bound wealth drivers. Investment planning is the main component of financial planning, with available resources. The key to this approach is a process that identifies investment goals and objectives, determines risk tolerance, both financial tolerance and emotional tolerance and structure a suitable portfolio.
- Step 1 – Establishing Investment Goals & Objectives.
- Step 2 – Determining Risk Tolerance and Appropriate Asset Allocation.
- Step 3 – Creating an Investment Portfolio.
- Step 4 – Monitoring and Reporting.
Importance and benefits of investment planning
- Family Security
- Efficiently manage income
- Financial Understanding
- Savings:
- Standard of Living
Objectives of investment planning
- Safety
- Income
- Growth of Capital
- Tax Minimization
- Liquidity
Investment management refers to the handling of financial assets and other investments—not only buying and selling them. Management includes devising a short- or long-term strategies for acquiring and disposing of portfolio holdings. It can also include banking, budgeting, and tax services and duties, as well. The term most often refers to managing the holdings within an investment portfolio, and the trading of them to achieve a specific investment objective. Investment management is also known as money management, portfolio management, or wealth management.
Not to divest but to invest, is the goal
I invite you to join me on your investment journey for a well-planned and researched strategy, to be a successful investor.
Visit www.williepinto.com today to explore or send me an email at wilson@williepinto.com with your queries.